 Aronoff & Linnell is a law firm dedicated to helping individuals and businesses eliminate debt and survive this difficult and challenging economy. With more than 25 years of legal experience, the attorneys and professional staff at Aronoff & Linnell will review each client’s situation and develop a solution to allow that client to make an informed decision. As a full service law firm, Aronoff & Linnell can help with a number of your legal needs including:
 Foreclosure Defense
Our Michigan legislature recently passed a new law that requires your lender to discuss loan modification options with you if you meet certain qualifications and if you are in default on your home loan. Many homeowners have tried to get a loan modification on their own but have only gotten the run around from their lenders. Call us today and let us get started on your loan modification. If you need foreclosure defense, or to file for bankruptcy in Michigan, it is important to do so with the help of an experienced attorney who knows the process.
Loan Modifications
If your goal is to save your home, we work to find a solution geared to enable you to save your home, not just to negotiate a short sale or a deed in lieu of foreclosure. Because of our extensive background, we are able to analyze your loan and your situation to legitimately plan a defense strategy. This is generally true whether you are still struggling to make your mortgage payments, or have become unable to pay. Whether you are a homeowner facing foreclosure or you are overwhelmed by mounting debt, one of the best decisions you can make is to hire a knowledgeable debt relief attorney immediately.
Short Sales
If your income is drastically reduced or if your mortgage is no longer manageable and you are unable to pay, a short sale may make sense in your case. Can you find a buyer ready to buy your home but for less than you owe on your mortgage? Both you and the bank are aware that your home may be worth less than when you bought it. If the bank approves (and you must have their approval), you may be able to arrange a short sale that satisfies your mortgage obligation.
Bankruptcy
A Chapter 7 or Chapter 13 personal bankruptcy can offer a complete solution to all of your financial difficulties. While short sales and mortgage modifications may be ideal solutions if your primary difficulty is related to your real estate, a bankruptcy discharge of your debt will address multiple types of financial problems with one solution. If you are weighed down by credit card or medical or other debt as well as mortgage or home equity debt, a bankruptcy can make it possible to make a fresh start in life without the continuing fear of being pursued for collections, of lawsuits, garnishments, repossessions, or foreclosure. Depending upon whether you are looking to simply discharge your debt or to make up the payments on your mortgage and save your home, Chapter 7 or Chapter 13 bankruptcies are one of those most effective mechanisms in American law for meeting your financial goals. We offer a no-charge initial consultation for bankruptcy services and are always happy to sit down and help you determine whether a bankruptcy is the right solution for you.
Aronoff & Linnell is a debt relief center. We help people file for bankruptcy under the new bankruptcy code.
Credit Card Relief
Bankruptcy is not however for everyone. Some borrowers just need relief from their credit cards. We have a program to assist borrowers in negotiating short payoffs or interest rate changes with their credit card companies.
Commercial Loan Workouts
If you are a business owner with mortgage and/or revolving debt, let our extensive experience help you manage your business debt and help your business recover and grow.
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